California, Medical Debt
New California Law Wipes Most Medical Debt Off Consumer Credit Reports
Californians’ credit reports will be safe from most medical debt in the coming year under a new law signed by Gov. Gavin Newsom.
Does Medical Debt Affect Your Credit Score?
Yes—but only if it’s more than $500 and over a year old Your medical debt might impact your credit score, but not always. If you’ve missed several payments and your healthcare provider sells your debt to a collection agency,
California’s SB 1061: Key Changes For Employers On Credit Checks And Medical Debt
Learn how California’s SB 1061 impacts employers' use of credit checks for hiring, with medical debt no longer appearing on credit reports starting July 2025.
New state law will scrub most medical debt from credit reports
About 4 in 10 Californians are believed to be carrying medical debt, which can harm their chances of landing a mortgage or an apartment if it shows up on credit reports.
Gov. Newsom signs California law banning medical debt from credit reports
It will block health care providers, as well as any contracted collection agency, from sharing a patient’s medical debt with credit reporting agencies.
A new California law will scrub most medical debt from credit reports
Californians’ credit reports will be safe from most medical debt in the coming year under a new law Gov. Gavin Newsom signed today. Medical debt can hurt people’s credit scores and harm their chances of negotiating a loan or mortgage on favorable terms.
California bans medical debt from credit reports
The law also bans using medical debt listed on a credit report as a negative factor when making credit decisions, according to a Sept. 24 news release from the governor's office. The legislation had been supported by several organizations,
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